Retirement Planning

What does retirement mean to you? Do you want to vacation in Hawaii or the Bahamas or take regular fishing trips to Canada, or go on an extended boating trip along the Great Lakes or take in a Broadway show on Broadway, or simply attend to some long neglected hobby, or perhaps spend more time with your family? Whatever your dreams may be the reality is that those dreams along with the rest of your life have to be funded in some manner.

Retirement won’t be any fun if you have to work part time just to pay the bills. It’s an old expression and it may sound trite, but “Those who fail to plan; plan to fail.” Certainly Social Security can be factored in to your retirement income, but it shouldn’t be thought of as the main portion of your retirement income. Most of your retirement income will have to come from you either through a 401(k), 403(b), Traditional, Roth or Simple or SEP IRA or a combination thereof.

At M A NEAL Financial Services we help our clients plan for their futures. We take the time to get to know our clients. We not only provide investment choices but also make recommendations based upon our understanding of our clients’ goals and objectives and then monitor our clients’ portfolios to make sure that those goals and objectives are achieved. Don’t wait! Use this calculator to determine the size of your monthly or yearly contributions in order to achieve the amount needed to fund your retirement; then call or email us! We can help.

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